签证 Classic Secured credit card

    签证® Classic Secured Card

    当你建立或恢复你的信用时，获得信用卡的所有好处.

    Apply for Credit Card

有了旧金山信用合作社的签证®经典担保卡，您可以得到更多. 你不用付年费就能获得很高的利率，而且在日常消费时还能建立信用.

十大彩票游戏平台的签证®经典安全卡与其他信用卡一样，享有许多相同的优惠, including:

签证Ⓡ Classic Secured Card 利率

CARD TYPERATES AS LOW ASANNUAL FEE最适合
签证Ⓡ Classic  Secured Card9.4月* 99%
(based on Prime)		没有一个Someone who wants to build or rebuild their credit.
 View Consumer Lending 利率 PDF
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签证Ⓡ Classic Secured Card FAQs

How does a secured credit card work?

你在开户时就建立了一个有担保的信用卡账户，并存入了一定的存款. 每个月当你做出改变并还清你的余额时，你的信用开始改善. 如果发生了什么事情，你不能付款，你的押金将用于支付你的付款.

Is this card compatible with digital or mobile wallets?

是的! Using your card should be convenient, and it is with our 签证® cards. They are all ApplePay, Android Pay, and Samsung Pay compatible.

签证®经典安全卡提供什么样的防欺诈保护?

Our cards are equipped with protective features to keep your financial life running smoothly. You will enjoy all of the protection offered by 签证®, including travel protection and emergency assistance. We also offer loan protection 以及为意外生活事件或开支提供经济困难援助.

Is there an annual fee with this card?

No. We don’t think you should have to pay to use our credit cards. So we never charge the kind of fees that the big banks often charge.

How long does it take to build credit with a secured card?

你的新账户通常需要30-45天才能报告给信用机构. From there, 每个月你都按时还清你的信用卡余额(和其他账单), ), your credit builds.

Other San Francisco Credit Union  签证Ⓡ Credit Cards

签证 Platinum credit card

签证Ⓡ Platinum Rewards Card

享受十大彩票游戏平台最优惠的价格，并赚取1%的现金返现Ⓡ Platinum Rewards Card. You’ll also never pay annual fees to use the card.

Learn More
签证 Student Platinum credit card

签证Ⓡ Student Platinum Rewards Card                                    

Being a student has its benefits. With no annual fee and cash back for every dollar you spend, this is the only card you’ll need through high school and college.

Learn More

Member Reviews

    五星级

    “我上周申请了一张信用卡，几天后就得到了批准! The application was only pending for three days. 利率如此之低，1%的奖励计划将是我每年都会兑现的东西!”

    玛丽年代.
    五星级

    “十大可靠彩票平台有一名优秀的员工，他真正说明了客户光顾特定银行的原因. 早在2020年10月，我就遇到了一辆我想买的本田雅阁. 我在不同的银行逛过，但对他们的服务不满意. I decided to give SFFCU a try and I ever so grateful! 信用社代表是帮助我的信用卡代理，在帮助我获得批准方面非常有效. 他非常耐心和高效地解释了信用卡奖励计划流程的条款. I felt comfortable and at ease working with him. 也, when looking at my credit, 他看到我有一张美国银行的信用卡，利率比SFFCU的高，就建议我也用网上银行的信用卡支付.  This card and this credit card helped to boost my credit score. 他一直在跟踪我，以确保我对卡计划感到满意.  我永远感激信用社代表为我所做的一切, and I look forward to doing business with SFFCU again.”

    比尔F.
    五星级

    “Had an easy-going and satisfied service with a Bank Associate. 他们帮助我从头到尾以较低的利率提高了我的信用额度. 推荐这个地方给所有当地人和那些有小企业的人.”

    五星级

    “我丈夫和我最近通过服务代表申请了一张十大可靠彩票平台的信用卡. The branch Manager was an excellent service representative. 他们非常清楚地解释了十大彩票游戏平台需要做什么来实现十大彩票游戏平台的目标. 他们对十大彩票游戏平台的问题反应非常积极，给十大彩票游戏平台寄来了合适的表格，并处理好了他们的交易. I give them my highest praise for doing an excellent job.”

    月桂Y.
    五星级

    “十大彩票游戏平台上周帮我办理了一笔个人贷款，(代理)注意到我的信用卡年利率是5.6%, which in my opinion I thought it was pretty good. But she went far beyond…and lowered my interest rate to a 3.2%. That is totally amazing. She also was able to increase my credit limit.”

    雷蒙米.

* 4月=1Annual Percentage 利率. For all loans, 实际年利率是在作出信贷决定时确定的，可能高于最低可用利率. 信用记录、贷款期限和借款金额都是决定利率的因素. Not all borrowers will qualify for the lowest rate. 从来没有任何提前偿还贷款的罚款. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

**旧金山联邦信用社VISA®白金奖励条款和条件:使用您的旧金山联邦信用社VISA®白金奖励信用卡购物可获得奖励(也称为“回扣”). 在世界各地接受签证®支付的地点购物，可获得百分之一的奖励, up to $500 per year. 所有获得的奖励将反映在您的季度账单中，并将在每年的5月31日通过将奖励作为存款应用到您的定期股票账户中自动兑换. Your rewards will not expire. Purchases returned for credit do not earn a reward, 如果购买的商品被退回或信用调整被发出，你的余额将被调整. 为了赚取和兑换奖励，您的帐户必须保持开放状态，并且在任何卡协议下不得违约. 奖励不能从现金预支、余额转账、费用、贷款余额或财务费用中获得. All rewards that have been accumulated, but have not yet been paid, 将于您的旧金山联邦信用联社签证®白金帐户终止时到期, whether terminated by you or us. 对于联名账户持有人和/或账户持有人与授权用户之间的与奖励相关的纠纷，十大彩票游戏平台概不负责. Excludes 签证® Classic card. Must be at least 18 years old to apply.

No interest charge for 25 days on purchases only. 现金预支和余额转账的利息从交易日期开始计算.

从开户之日起的前60天内，任何余额转账都不收取任何费用. 任何在60天之后转到您账户的余额将被收取转帐金额的1%. Excludes 签证® Secured.

只适用于签证®白金奖励卡的海外交易手续费最高可达1%(每笔交易以美元计算).

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